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Position Yourself For Success

MORTGAGES

If you are unable to qualify for any of these finance programs we will work one-on-one with you to improve your financial position (credit improvement, savings plan and debt reduction) so you can qualify in 3, 6, 9 or 12 months. CLICK HERE for additional details today!

ZERO DOWN HOME MORTGAGES

Pathway To Purchase – Receive Down Payment Assistance Up to $20,000

  • 30 year fixed rate
  • 10% down payment assistance
  • Only available in Avondale, Buckeye, El Mirage, Goodyear and Laveen
  • Buyer must occupy the Home they purchase
  • Max Home Purchase for this Grant program is $356,352
  • Must complete home buyer education course

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Home In 5 Grant Program – Receive A Grant Up to $13,552

  • 30 year fixed rate
  • 4% down payment and closing costs assistance
  • 5% to VA, Teachers, and First Responders
  • Purchase anywhere in Maricopa county
  • Buyer must occupy the Home they purchase
  • Max Home Purchase for this Grant program is $300,000
  • Must use Participating lenders ( Call for List )
  • Must complete home buying class

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USDA Rural Loan Program – Purchase A Home With No Down Payment

  • 100% financing, no down payment required.
  • Flexible credit guidelines
  • No maximum home purchase amount
  • Must purchase in the rural development areas

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VA Loan Program – A Zero Percent Down Loan For Our Country’s Veterans.

  • 0 down, No down payment required
  • No monthly mortgage insurance
  • Purchase up to $417,000 in Arizona
  • Must apply for a Certificate of Eligibility

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Open Doors Grant Program – No down payment home loans, granted to lower income families.

  • Up to $10,000 to purchase a home
  • Income restrictions ( Call for details )
  • Home purchased must be located in Phoenix, AZ
  • Must complete an 8 hour class
  • Buyer must contribute $1000 of their own funds

Give us a call today to find out if you qualify for any of the above loan programs TODAY!!

Credit Score Less Than 580 or No Credit Score

Low Credit Score Loan Program

  • Down payment of 10% with lower than 580 credit score
  • Perfect rental history for 12 months
  • No more than 2 late payments on car loans or mortgage within 30 days
  • Must have income to quality

Foreign National or Non-Permanent Resident Alien Loan Program

  • Purchase price up to $1,000,000
  • Maximum loan-to-value 75%
  • No Credit Score Needed
  • Verification of two years or earnings or bank statements
  • Purchase primary, second home or investment property

Low Interest Investor Fix and Flip Loans

  • NO Minimum FICO Required
  • Up to 85% LTV
  • 3-60 Months, Interest Only
  • From 8.0%* APR 8.20*

Give us a call today to find out if you qualify for any of the above loan programs TODAY!!

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